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Reimbursement Claim


Reimbursement Claim

Cashless facility denied or not available

A Reimbursement Claim is the process where the insured person first pays for their medical treatment out of pocket, and later claims the amount from the insurance provider. This is useful when you're treated at a non-network hospital or if cashless is not available.

Feature Cashless Claim Reimbursement Claim
Payment at Hospital No (paid by insurer) Yes (paid by you first)
Hospital Type Network only Any hospital
Pre-authorization Required Not required
Claim Timeline Real-time After discharge

Flat-style illustration of life insurance protection with a family under a shield