Reimbursement Claim
A Reimbursement Claim is the process where the insured person first pays for their medical treatment out of pocket, and later claims the amount from the insurance provider. This is useful when you're treated at a non-network hospital or if cashless is not available.
Feature | Cashless Claim | Reimbursement Claim |
---|---|---|
Payment at Hospital | No (paid by insurer) | Yes (paid by you first) |
Hospital Type | Network only | Any hospital |
Pre-authorization | Required | Not required |
Claim Timeline | Real-time | After discharge |